Privacy Policy
Version 1.3 · Last updated: April 28, 2026
Overview
Living P2P ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.
Information We Collect
- Email address (for account authentication)
- Display name (optional, for personalization)
- Financial data you enter (expenses, income, debts, budgets, payment plans)
- App usage analytics (Firebase Analytics)
- Crash reports (Firebase Crashlytics)
How Your Data Is Stored
- Your financial data is stored locally on your device using encrypted storage.
- A backup copy syncs to Google Firebase (Firestore) secured with per-user authentication rules.
- Sensitive fields (such as account numbers) are stored in the iOS Keychain, not in regular storage.
- We use Firebase App Check to prevent unauthorized access to our backend.
How We Use Your Data
- To provide the core app functionality (expense tracking, budgeting, financial insights)
- To sync your data across sessions
- To improve app stability and performance via anonymized crash reports
- To understand aggregate usage patterns via anonymized analytics
Data Sharing
We do not sell, trade, or rent your personal information to third parties. We use Firebase services (Google) for authentication, data storage, analytics, and crash reporting. Google's privacy policy applies to their processing of this data.
Third-Party Services
The App integrates the following third-party services. Each service processes limited data as described below and is governed by its own privacy policy — Living P2P has no control over how these providers handle data on their end.
- Sign in with Apple — We use Apple's authentication service to verify your identity. Apple provides us with your name and email address (or a private relay address if you choose "Hide My Email"). Apple does not receive any of the financial data you enter in the App. See: Apple Privacy Policy
- Google Sign-In — We use Google's authentication service to verify your identity. Google provides us with your name and email address. Google does not receive any of the financial data you enter in the App. See: Google Privacy Policy
- Google Firebase — We use Firebase for data storage (Firestore), authentication, crash reporting (Crashlytics), analytics, and app security (App Check). Data stored in Firebase is secured with per-user authentication rules so only you can access your data. See: Firebase Privacy
- RevenueCat — We use RevenueCat to manage subscription purchases and entitlements. RevenueCat receives an anonymous app user ID and purchase receipts from Apple to verify your subscription status. RevenueCat does not receive your name, email, or any financial data you enter in the App. See: RevenueCat Privacy Policy
We do not grant these providers access to your financial data beyond what is necessary to operate the App. We do not use advertising SDKs or sell data to advertisers.
Biometric Authentication
The App offers an optional app lock feature using your device's biometric capabilities (Face ID or Touch ID). Biometric data is processed entirely on your device by the operating system — Living P2P never receives, stores, or transmits your biometric data. You can enable or disable this feature at any time in the App's settings.
Data Deletion
You may request deletion of your account and all associated data at any time by contacting us at support@livingp2p.com. We will process deletion requests within 30 days.
Security
We implement industry-standard security measures including:
- Firebase Authentication for all data access
- iOS Data Protection (NSFileProtectionComplete)
- AES-256 encrypted local storage
- PII masking in all application logs
Children's Privacy
Living P2P is not intended for use by children under 13. We do not knowingly collect information from children under 13.
Business Transfer
If Living P2P is involved in a merger, acquisition, asset sale, or transfer of ownership, your information may be transferred to the acquiring entity as part of that transaction. We will notify you via email and/or a prominent in-app notice before your personal data becomes subject to a different privacy policy. You will have the opportunity to review any material changes to how your data is handled before they take effect. Your continued use of the App after notice of such a transfer constitutes your acceptance of the new terms.
Changes to This Policy
We may update this Privacy Policy from time to time. When we make material changes, we will notify you by updating the version number and "Last Updated" date above, and by providing notice within the App or via email at least 30 days before the changes take effect. Your continued use of the App after that notice period constitutes your acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy, contact us at support@livingp2p.com.