Privacy Policy

Last updated: March 25, 2026

Overview

Living P2P ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

Information We Collect

• Email address (for account authentication)
• Display name (optional, for personalization)
• Financial data you enter (expenses, income, budgets, payment plans)
• App usage analytics (Firebase Analytics)
• Crash reports (Firebase Crashlytics)

How Your Data Is Stored

• Your financial data is stored locally on your device using encrypted storage.
• A backup copy syncs to Google Firebase (Firestore) secured with per-user authentication rules.
• Sensitive fields (such as account numbers) are stored in the iOS Keychain, not in regular storage.
• We use Firebase App Check to prevent unauthorized access to our backend.

How We Use Your Data

• To provide the core app functionality (expense tracking, budgeting, financial insights)
• To sync your data across sessions
• To improve app stability and performance via anonymized crash reports
• To understand aggregate usage patterns via anonymized analytics

Data Sharing

We do not sell, trade, or rent your personal information to third parties. We use Firebase services (Google) for authentication, data storage, analytics, and crash reporting. Google's privacy policy applies to their processing of this data.

Data Deletion

You may request deletion of your account and all associated data at any time by contacting us at support@livingp2p.com. We will process deletion requests within 30 days.

Security

We implement industry-standard security measures including:

• Firebase Authentication for all data access
• iOS Data Protection (NSFileProtectionComplete)
• Encrypted local storage
• PII masking in all application logs

Children's Privacy

Living P2P is not intended for use by children under 13. We do not knowingly collect information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy, contact us at support@livingp2p.com.